Trustpilot 5 stars

We have been rated excellent on Trustpilot

Get peace of mind with affordable Over 50 Life Insurance

Guaranteed acceptance regardless of your health and lifestyle

Alice O’Hare
04 September 2023

Over 50 Life Insurance can help you to financially protect your family. It can reduce stress and ease the financial burden they may face when you pass away. Getting affordable cover in place is simple. Polices start from as little as £4.32 per month - that’s just 15p per day**.

You don't need to provide a medical or answer any health questions. If you're aged 50-80 and a UK resident, acceptance is guaranteed. It only takes a few minutes to get a quote and once it’s sorted, you can relax and have peace of mind knowing everything is in place.

Providing you continue to pay your monthly premiums, you will be covered for life. When you pass away, your legal beneficiary will receive a cash lump sum payment. Requesting a quote is quick and easy; simply fill out the form below and a member of the British Seniors team will be in touch – they’re based right here in the UK.

British Seniors Logo
Trustpilot

Why choose Over 50 Life Insurance with British Seniors?

Here are the benefits

  • Affordable cover starting from only £4.32 per month**
  • Get up to £10,000 of cover depending on your age
  • Guaranteed acceptance
  • No medical or health questions
  • Free Will Kit worth £100 with every policy
  • Immediate cover for accidental death
  • Full cover after 12 months
  • £135 Gift Card* - Free when you purchase a policy

Enter your details to get an obligation-free over 50 Life Insurance quote

You can read British Seniors terms of use here and British Seniors privacy policy here. When you choose to click 'Get a Quick Quote', you agree to British Seniors using your phone number and email address to contact you about your quote.

Hello



  • Award-winning customer service - You know you’re getting service you can trust.
  • Guaranteed acceptance – As long as you’re a UK resident aged between 50–80.
  • Easy to arrange – Get covered for Over 50 Life Insurance in one easy phone call.
  • Get cover with no health or medical questions needed.


Things to consider before taking out life insurance with British Seniors

Inflation may reduce value of cover. If you choose the Increasing Benefit Option, this can help to protect your policy from the effects of inflation.

You may pay in more than the policy pays out.

If you stop your monthly payments, you will get nothing back.

British Seniors Insurance Agency is a trading name of Neilson Financial Services, who are a specialist provider of life insurance.

They are authorised and regulated by the Financial Conduct Authority. British Seniors’ life insurance policies are underwritten and administered by AIG Life Limited.


At Reader’s Digest, we’ve been trusted for over 100 years to help people navigate their way through life. Remember the guides we’ve produced over the years? You may even still have some in your home!

We appreciate that getting to grips with life insurance may seem overwhelming at first. That’s why we want to help you make an informed decision when it comes to putting financial protection in place for your loved ones.

We’ve searched the market to find a reputable and trustworthy provider. British Seniors is rated 4.8 on Feefo and ‘Excellent’ on Trustpilot. If you decide to take out a policy, you’ll be glad to know that British Seniors pay out 100% of claims made. ***

That’s why over 200,000 people in the UK trust British Seniors to help financially protect their loved ones.

Are you eligible?